Life + Care

🔑 Key Features

• Dual Coverage: Provides both permanent life insurance and benefits for when employees need caregiving services.
• Restoration & Extension Options: Includes features like Death Benefit Restoration and Extension of Care Benefits, which can double the available care benefits and restore the death benefit if used for care expenses.
• Terminal Illness Benefit:  Advance up to 50% of the death benefit to help manage costs if you are diagnosed with a terminal illness.
• Spouse coverage is available
• Guaranteed Elements: Offers guaranteed issue, guaranteed benefits, and guaranteed premiums, providing stability and predictability for policyholders.
• Portability: If you change jobs, you can take your policy with you by contacting Trustmark Customer Care.

🏥 Long-Term Care Benefits

• Eligibility: Available when the policyholder requires assistance with at least two of six activities of daily living or has a severe cognitive impairment.
• Benefit Payment: Benefits are paid directly to the policyholder.